Make insurance part of the planning strategy
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Insurance should be considered as a key element of an overall financial planning strategy. It can provide financial security and peace of mind by easing the potential financial strain in the case of death or disablement.
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The Group Insurance offering includes:
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- Death Only Cover (including Terminal Illness)
- Death and Total and Permanent Disablement (TPD) Cover
- Salary Continuance Cover.
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Key features
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- Competitive premiums
- No maximum sum insured limit for Death Cover, a maximum sum insured limit of $3 million for TPD Cover and a maximum monthly benefit of $25,000 for Salary Continuance Cover (all subject to underwriting)
- Death Cover - contains a terminal illness benefit of up to $2.5 million
- Five-part TPD definition
- CPI indexation is available on Death Only and/or Death & TPD Covers
- Short-form personal statement for applications of Death Only and/or Death & TPD Covers up to $350,000
- Salary Continuance benefit periods of either two years or to age 65 and waiting periods of 30, 60 or 90 days
- Continuation options on all covers.
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The OneCare Insurance offering includes:
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- Life Cover
- TPD Cover
- Income Secure Cover
- Extra Care Cover.
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Key features
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- Comprehensive and award winning cover.
- One trustee to oversee both investment and insurance.
- Premiums can be deducted monthly, half-yearly and annually.
- Apply for cover in and outside super all on one form.
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